Policygenius transforms the insurance journey for consumers by providing a one-stop platform where consumers can compare options from top insurance carriers, get unbiased expert advice, buy policies, and manage their insurance portfolio, in one seamless, integrated experience. Our proprietary technology platform integrates with the leading life, disability, and home & auto insurance carriers and delivers an exceptional digital experience for both consumers and insurance carriers. Since 2014, our content, digital tools, and experts have served as a resource for millions of people on their insurance journey, and we have sold more than $200 billion in coverage. In 2023, Policygenius was acquired by Zinnia, an insurance technology and digital services company.
How we’re different
Comparison shopping made easy
No need to fill out forms on a dozen different sites — with Policygenius’ modern tools, you can compare quotes from multiple leading insurance companies side by side in minutes. Already have coverage? We can help you re-shop your policy to look for a lower rate.
Advice that puts you first
With hundreds of licensed insurance agents standing by and thousands of fact-checked articles on our site, we’ve got answers to all of your questions, whether you want to talk to someone live or research on your own.
Rigorous editorial standards
Our articles are written and edited by a best-in-class editorial team, then thoroughly fact-checked by licensed insurance agents and certified financial planners. Read more about our editorial standards, including our editorial process, leaders, and expert reviewers.
How we make money
We’re an independent insurance broker, so we get paid a commission by insurance companies for each sale. Insurance commissions are already built into the price of an insurance policy, so you’re not paying any extra for working with us to buy a policy. Our compensation on any particular purchase may vary depending on a number of factors, including the type and size of product, the insurer, and the volume of business we have with an insurer, but we don’t push for or give preference to any one insurer over another because of the commission. We're here to fight for you, not for ourselves.
Is it cheaper to buy insurance through Policygenius?
Insurance rates are regulated by law, which means that no company, broker, or agent can offer you a discount on a policy. You can still save money, though! Each insurer calculates risk differently, and they all strive to offer policies at competitive prices. That’s why Policygenius helps you compare quotes from multiple companies in one place: to make it easy to find potential savings on the right policy for your needs.
Is Policygenius a corporate affiliate of any insurance company?
No. We’re an independent insurance agency, which means that we’re not owned by an insurance company, nor do we own one. We sell insurance policies from multiple insurers without bias or favor toward any of them. It’s important to us that we help you find the right insurance policy for your needs, no matter which company you buy that policy from.
Our licenses
All insurance brokers are required by law to be licensed in each state they do business. You can find our licenses here.
Our leadership team
Sky Opila
Head of Policygenius
Sky Opila is the Head of Policygenius and is responsible for the growth and success of the insurance marketplace business. Prior to joining Policygenius, Sky led channel marketing and performance media for Allstate, where he worked for nearly a decade on life, annuities, and identity protection customer acquisition. While at Allstate, Sky led the marketing efforts that introduced the company’s first direct-to-consumer life insurance and identity protection products, efficiently drove cross-sell strategies across the enterprise, and grew employee benefits and B2B2C partner channels through integrated target account marketing. Prior to this, he spent six years at marketing communications agencies around Chicago helping support clients in B2B tech, health care, and insurance. Sky has a MBA from Dominican University and a bachelor's degree in journalism from the University of Illinois.
Head of Policygenius
Sky Opila is the Head of Policygenius and is responsible for the growth and success of the insurance marketplace business. Prior to joining Policygenius, Sky led channel marketing and performance media for Allstate, where he worked for nearly a decade on life, annuities, and identity protection customer acquisition. While at Allstate, Sky led the marketing efforts that introduced the company’s first direct-to-consumer life insurance and identity protection products, efficiently drove cross-sell strategies across the enterprise, and grew employee benefits and B2B2C partner channels through integrated target account marketing. Prior to this, he spent six years at marketing communications agencies around Chicago helping support clients in B2B tech, health care, and insurance. Sky has a MBA from Dominican University and a bachelor's degree in journalism from the University of Illinois.
Kevin Fusick
Head of Enterprise Sales
Kevin Fusick is the Head of Enterprise Sales, where he leads all enterprise sales efforts for Policygenius and Zinnia. In this role, he works with carrier partners to design solutions to meet their needs. Kevin was previously the Senior Vice President of Business Development at Policygenius where he was in charge of building and maintaining Policygenius’ insurance carrier relationships. Prior to joining the Policygenius team, Kevin worked at PwC serving large multinational insurers. Kevin has a bachelor and master's degree from Babson College.
Head of Enterprise Sales
Kevin Fusick is the Head of Enterprise Sales, where he leads all enterprise sales efforts for Policygenius and Zinnia. In this role, he works with carrier partners to design solutions to meet their needs. Kevin was previously the Senior Vice President of Business Development at Policygenius where he was in charge of building and maintaining Policygenius ’ insurance carrier relationships. Prior to joining the Policygenius team, Kevin worked at PwC serving large multinational insurers. Kevin has a bachelor and master's degree from Babson College.
Mayank Kumar
Head of Product Management
Mayank Kumar is the Head of Product Management at Policygenius, where he oversees the company's product strategy and manages a team of product directors. Mayank is a seasoned and entrepreneurial product leader with a proven track record of building products that resonate with consumers and driving business growth through innovation. Prior to joining Policygenius, he was the co-founder and Chief Product Officer at Nashi, which was acquired by Density in 2021. Mayank also led product teams at WeWork, Tile, and Pandora. Mayank has a master's degree in computer science from Brown University and a bachelor's degree in computer science from the Indian Institute of Technology.
Head of Product Management
Mayank Kumar is the Head of Product Management at Policygenius, where he oversees the company's product strategy and manages a team of product directors. Mayank is a seasoned and entrepreneurial product leader with a proven track record of building products that resonate with consumers and driving business growth through innovation. Prior to joining Policygenius, he was the co-founder and Chief Product Officer at Nashi, which was acquired by Density in 2021. Mayank also led product teams at WeWork, Tile, and Pandora. Mayank has a master's degree in computer science from Brown University and a bachelor's degree in computer science from the Indian Institute of Technology.
Nicole Buckenmeyer, CLU
Head of Policygenius Agency
Nicole Buckenmeyer, CLU is the Head of Policygenius Agency. She is responsible for achieving results through strategic initiatives, execution excellence, and optimizing sales performance, as well as working cross functionally to achieve company goals. Nicole has worked with the Life Insurance Direct Marketers Association (LIDMA) for over 20 years and currently serves as the President of the organization. She has worked with carriers and direct marketers throughout her career to make it easier to protect more families with life insurance. Nicole has her Chartered Life Underwriter designation from The American College.
Head of Policygenius Agency
Nicole Buckenmeyer, CLU is the Head of Policygenius Agency. She is responsible for achieving results through strategic initiatives, execution excellence, and optimizing sales performance, as well as working cross functionally to achieve company goals. Nicole has worked with the Life Insurance Direct Marketers Association (LIDMA) for over 20 years and currently serves as the President of the organization. She has worked with carriers and direct marketers throughout her career to make it easier to protect more families with life insurance. Nicole has her Chartered Life Underwriter designation from The American College.
Patrick Kim
Head of Engineering
Patrick Kim is the Head of Engineering at Policygenius, where he is responsible for managing the team, fostering collaboration, and maintaining technical operations. Patrick brings more than 20 years of experience from his time at different stage startups, from seed to M&A. Prior to Policygenius, he was a Lead UX Engineer at Derby and a User Experience Lead at Yodle. Patrick is passionate about organizing and motivating teams around a vision that helps them build meaningful products. He has a bachelor's degree in multidisciplinary studies from SUNY Stony Brook University.
Head of Engineering
Patrick Kim is the Head of Engineering at Policygenius, where he is responsible for managing the team, fostering collaboration, and maintaining technical operations. Patrick brings more than 20 years of experience from his time at different stage startups, from seed to M&A. Prior to Policygenius, he was a Lead UX Engineer at Derby and a User Experience Lead at Yodle. Patrick is passionate about organizing and motivating teams around a vision that helps them build meaningful products. He has a bachelor's degree in multidisciplinary studies from SUNY Stony Brook University.
Our history
In the early 2010s, two McKinsey consultants, Jennifer Fitzgerald and Francois de Lame, realized the insurance industry was stuck in the Stone Age. Their idea: “Could we modernize life insurance online and help people feel good about finding the right coverage?”
In 2014, they launched a startup in New York City called…KnowItOwl. The name didn’t last, but the idea did. By the end of the following year, the rebranded Policygenius had already reached more than 800,000 people looking for the right life insurance.
Since then, we’ve expanded to offer home, auto, disability, renters, and other types of insurance. Today, we’ve helped millions of people find the best financial protection solutions for their needs — and judging from our reviews, we've helped them feel good about it.
To learn more about our history, check out NPR’s interview with Policygenius co-founder, Jennifer Fitzgerald, on the podcast How I Built This with Guy Raz.
Press
Read our latest press releases and get in touch with our Media Relations team.