The smarter way to buy life insurance

Compare quotes from top insurers - it’s fast and free.

Why Policygenius?

Easy savings

You could save50% or moreby shopping the market with our simple digital tools.

Quick comparison

Browsepolicy optionsincluding term and whole life, accelerated underwriting, and final expense.

Stress-free buying

Our agents work for you, not the insurers, to help you find and secure yourbest-fit coverage.

How it works

Compare quotes

Answer a few health and lifestyle questions andwe’ll calculate your quotesfrom top insurers.

Get advice

Our licensed agents make it easy tounderstand your optionsand find the right policy for your needs.

Buy a policy

Ready to apply? Our expert team will assist with the details to help youget covered with confidence.

Marketing disclosures

No-exam/accelerated underwriting coverage: Issuance of a term life insurance policy without a medical exam is subject to product availability and your eligibility, and may depend upon your truthful answers to a health questionnaire.

Curious about other prices or claims in our ads? Additional details are available on our Disclosures page.

Yes, we have to include some legalese down here. Policygenius LLC (DBA Policygenius Services LLC in NY; DBA Policygenius Insurance Services in California) (“Policygenius”), a Delaware corporation with its principal place of business in New York, New York, is a licensed independent insurance broker. The information provided on this site has been developed by Policygenius for general informational and educational purposes. We do our best to ensure that this information is up-to-date and accurate. Any insurance policy premium quotes or ranges displayed are non-binding. The final insurance policy premium for any policy is determined by the underwriting insurance company following application.