The easy way to compare and buy disability insurance

Why Policygenius?

Personalized quotes

Our marketplace makes it easy to compare disability insurance optionsin one place.

Expert assistance

Our licensed agents answer questions, handle paperwork, and more— for free.

Stress-free buying

Our agents work for you, not the insurers, to help you find and secure yourbest-fit coverage.

What is disability insurance?

How does it work?

Can’t work due to illness or injury? Disability insurance can replace a percentage of your lost income.

Who needs it?

If you rely on income from a job to cover your everyday expenses, you should consider disability insurance.

How long does it last?

Depending on the policy, the benefits of disability insurance can last for months, years, or even decades.

Marketing disclosures

Curious about other prices or claims in our ads? Additional details are available on our Disclosures page.

Yes, we have to include some legalese down here. Policygenius LLC (DBA Policygenius Services LLC in NY; DBA Policygenius Insurance Services in California) (“Policygenius”), a Delaware corporation with its principal place of business in New York, New York, is a licensed independent insurance broker. The information provided on this site has been developed by Policygenius for general informational and educational purposes. We do our best to ensure that this information is up-to-date and accurate. Any insurance policy premium quotes or ranges displayed are non-binding. The final insurance policy premium for any policy is determined by the underwriting insurance company following application.